Here at New York City Psychotherapy Collective, we pride ourselves on diversity within our staff in every area, from gender, age, religion, race, ethnicity, and languages spoken, to therapeutic styles, approaches, and modalities. Looking for a Spanish speaking male therapist who focuses on trauma? We’ve got you. Looking for a therapist who does deep trauma work with interpersonal violence survivors? We’ve got that, too. How about a female therapist who understands what it’s like being a highly educated woman of color in a patriarchal society? Yeah, we’ve got that.
We believe in matching the right therapist with the right client, which is why we prioritize the perfect fit above everything else. We are a team of expert therapists who really get you, who provide high-quality services on your schedule. In order to do this, we ensure that our staff of mental health professionals has specialized training, education, and experience to insure that you get the best therapy services for a broad range of challenges.
We acknowledge that just like the cost of living and the cost of grocery prices are increasing, so is the cost of high-quality mental health services like therapy in Manhattan. The high cost of living in Manhattan can create financial barriers for individuals seeking mental healthcare, as well as widen disparities in access to mental healthcare services, affecting vulnerable populations such as low-income individuals, minorities, and marginalized communities who may already face socioeconomic challenges exacerbated by the high cost of living. But most importantly, the general stress associated with high living costs in Manhattan can contribute to increased mental health issues amongst New Yorkers. This is why we believe that it is important to prioritize mental health care and counseling services.
Because we know that therapy can be a financial investment for many people, we accept insurance and are an in network provider with all New York State Aetna and an approved out of network provider for all other commercial healthcare plans. We are also in network with Aetna and Spring Health EAP plans through your workplace benefits. Some of our therapists are in network with Anthem, Blue Cross Blue Shield, Empire, Optum, Oscar, and United Health plans. We provide a boutique therapy experience without the high cost. Even if you do not have health insurance coverage that we accept, your mental health professional can work with you to understand your out of network benefits so that you can access affordable therapy.
Therapy cost factors
Here are some factors that can influence the cost of therapy:
Location: Therapy costs can vary significantly based on the geographical location. Urban areas generally have higher costs due to higher rents and living expenses for therapists. Rural areas may have lower costs due to lower overhead expenses. Luckily for you, we provide online counseling throughout the entirety of New York State, so location is not an issue.
Demand and Availability: Many therapists who are in high demand or have limited availability may charge higher fees. This can be influenced by factors such as their reputation, referrals from other healthcare providers, or niche expertise. Thanks to our online therapy platform, we can keep up with the high demand for our mental health services and provide low cost therapy.
Economic Factors: Economic conditions, such as inflation and changes in healthcare policies, can impact the cost of therapy over time. Therapists may adjust their fees in response to these external economic factors. However, at our practice, we keep our out of pocket fees lower than average so that you can see mental health counselors in a private practice setting without having to exhaust your limited financial resources with private pay. This is also why we accept health insurance for our online therapy sessions, so that we can work with as many clients as possible with various mental health conditions, regardless of the limitations of individual health insurance plans.
Therapist's Qualifications and Experience: Therapists with advanced degrees, specialized training (e.g., in specific types of therapy like cognitive-behavioral talk therapy or post traumatic stress disorder focused therapy like EMDR), and extensive experience typically charge higher fees. Their expertise and reputation in the field can justify higher costs.
Therapist's Practice Setting: Therapists providing in person sessions often set their own fees based on their financial needs and the market demand in their area, as well as to account for the cost of office space and building maintenance. An added benefit of our online therapy practice is that we can keep our rates lower than in person clinical psychologists due to not having these added expenses.
Client's Financial Situation: Some therapists offer sliding scale therapy fees based on clients' income or financial need, aiming to make therapy more accessible to a broader range of individuals. This can be discussed in your initial consultation or your initial appointment.
Understanding these factors can help individuals seeking therapy navigate the costs associated with therapy and find a therapist in Manhattan whose services align with their needs and financial resources.
Average therapy costs in Manhattan
The average cost of therapy in Manhattan is $150-$300 per session depending on any of the factors mentioned above. The table below shows types of therapy offered in the Manhattan area and their average cost per session.
| Type of therapy | Average cost of a therapy session |
|---|---|
| Individual therapy | $185 to $300 |
| Couples Therapy for Relationship Issues | $200 to $300 |
| Family Therapy | $200 to $300 |
| Support Groups or Group Therapy | $75 to $150 |
Options for paying for therapy at The New York City Psychotherapy Collective
Insurance Coverage:
Our licensed professionals are in network with all New York State Aetna, Anthem Blue Cross Blue Shield, Empire, Optum, Oscar, and United Health plans, and approved out of network providers for all other commercial healthcare plans. We are also in network with Aetna EAP plan and Spring Health EAP plan.
Sliding Scale Payments:
In some circumstances, sliding scale payments may be accepted for clients in specific financial circumstances. Additionally, temporary sliding scale payments may be accepted for clients facing unexpected hardship. We also take vouchers from the Loveland Foundation, which provides financial assistance to Black women and girls seeking therapy.
Self Payment:
We accept all major debit/credit cards and as long as you can enter your HSA/FSA card number in the payment system like a debit/credit card, we can accept those payments.
Benefits of investing in therapy
Prioritizing therapy with a professional counselor, even when it comes with a financial cost, can be a wise investment in your overall well-being and quality of life. Here are several reasons why prioritizing therapy may be beneficial, despite its expense:
Emotional Support and Validation: Therapy provides a safe and nonjudgmental space where individuals can express their feelings, thoughts, and experiences. Therapists offer empathy and validation, which can help clients feel understood and supported.
Improved Coping Skills: Therapists teach coping strategies and techniques to manage stress, anxiety, depression, and other mental health symptoms. Clients learn healthier ways of responding to challenges and setbacks in their lives.
Behavioral Changes: Therapy helps clients set goals for personal growth and development. Therapists work collaboratively with clients to identify and change negative patterns of behavior, fostering positive changes in relationships, work, and overall well-being.
Improved Relationships: Therapy can enhance communication skills and help individuals navigate interpersonal relationships more effectively. This can lead to healthier and more satisfying relationships with partners, family members, friends, and colleagues.
Stress Reduction: Therapy provides tools and strategies to manage stress and improve resilience. Clients learn relaxation techniques, mindfulness practices, and problem-solving skills to reduce the impact of stressors in their lives.
Long-Term Benefits: Engaging in therapy can have lasting effects on mental health and well-being. Clients often report increased overall life satisfaction, improved quality of life, and a greater sense of fulfillment.
Peer Support: Working with a therapist can teach you skills for mental health support in your own life outside of a mental health crisis, can help you connect to community resources, and can introduce you to the idea of medication management with a medical provider, if that is something you'd like to pursue.
If the cost of therapy is a concern, consider exploring options such as:
Therapists who offer sliding scale fees based on income
Seeking out community mental health clinics that provide affordable services
Checking if your insurance plan covers therapy sessions through an EAP (employment assistance program)
Asking private pay therapists if they are willing to discuss payment plans or options for reduced fees, particularly if cost is a barrier to accessing care
Ultimately, prioritizing therapy can lead to profound improvements in your mental health and overall quality of life.
Get the specialized support you need to reach your goals.
Therapy can help you feel more like yourself - the self you want to be and know you could be.
Your most fulfilled self is worth investing in. If you’re ready to take charge of your mental health, we have the right therapist for you who can work with your mental health diagnosis, substance abuse concerns, couples counseling, family counseling, or individual counseling. You can reach out to us today to schedule a consultation with one of our clinicians. Whatever challenge you are facing right now, there is a therapist who is the right fit for you at the New York City Psychotherapy Collective. We help you understand your past, take ownership of your present, and make positive steps toward your ideal future. Start working with your therapist today to challenge those negative thoughts, set healthy boundaries, and take the first step towards a life of confidence, connection, and clarity.